Small businesses can shop off-exchange through a broker, directly with an...

https://andersonsimpressivecolumn.urbanvellum.com/posts/questions-to-ask-a-health-insurance-broker-before-i-sign-anything

Small businesses can shop off-exchange through a broker, directly with an insurer, or by comparing small-group plans. Check provider networks first: make sure employees’ doctors and nearby hospitals are covered before comparing premiums.