יועץ יבדוק כדאיות הלוואות לכל מטרה כתוספת למשכנתא לעומת אשראי חיצוני, ויוודא שהריבית הכוללת והביטחונות מתומחרים נכון, מבלי לסכן את ההחזר החודשי והיציבות המשפחתית.
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