כשבוחרים יועץ פיננסי מומלץ, חשוב לבדוק רישוי, ניסיון בתחום הפנסיוני וההשקעות, שיטת עבודה מסודרת, מדיניות שכר טרחה הוגנת ויכולת להציג תוצאות שמבוססות על נתונים אמיתיים.
כדאי לשקול קיבוע ריבית בחלק מהמסלולים במשכנתא לגיל השלישי כדי להגן מפני תנודתיות כלכלית ולהבטיח רציפות בהוצאות הביתיות הקבועות.
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