After nine years advising students on rent and loans, I know pet ownership...

https://www.4shared.com/office/ECJXVA1aku/pdf-40181-50873.html

After nine years advising students on rent and loans, I know pet ownership requires serious financial planning. It is not just about food. A sudden out-of-hours vet trip can hit £269, while a dog often costs £95 to £205 monthly