A slow client month can leave a freelancer short before the next invoice...

https://aged-wiki.win/index.php/Can_I_Use_a_Rolex_Loan_to_Pay_Down_Other_Debt%3F

A slow client month can leave a freelancer short before the next invoice clears. Using a Rolex as collateral may bridge the gap: a lender can advance up to 30% of its value, helping cover essentials without selling a watch you plan to keep.